In my last blog, I wrote about a debt collector threatening to garnish your wages or accounts after judgment. What about the debt collector that calls harassing you about a bill you were entirely unaware of and threatening to file suit? If you haven’t paid a bill, this is a perfectly legal threat for the debt collector to make. Don’t ignore it. If you do, the debt collector will follow...Read More
Can a debt collector freeze your accounts? It’s a very common question, and the answer is, unfortunately, yes. And it can happen years after you thought you swept that car note, mortgage, or other bad debt under the rug.
Generally speaking, before legally garnishing (i.e. “freezing”) a bank account, a lawsuit must have been filed and a judgment must have been entered against you. While...Read More